Give your team the benefit of housing freedom.
Partner with Afiewura and your employees can have their year's rent paid upfront, then repay it monthly. It costs your organisation nothing.
No commitment. We reply within 1–2 business days.
- No cost to your organisation
- No payroll or IT integration
- Employees apply in about five minutes
- Share a referral link with your team
- Tell staff it's available
- Verifies every applicant
- Pays the year's rent upfront
- Collects the monthly repayments
The financing is between Afiewura and the employee. Your organisation carries no liability.
Why employers choose Afiewura.
An employee benefit that costs you nothing and makes a real difference to your team.
Less financial stress for your team
A year's rent upfront is one of the biggest bills a worker in Ghana faces. Spreading it monthly takes that pressure off, at work and at home.
A reason to stay
Offer a benefit most employers don't, and give staff one more reason to build their career with you.
No cost and no risk
No fees, no liability, no integration. We handle financing, verification and repayment collection. You refer employees; we do the rest.
More focus at work
Staff who aren't scrambling to raise a year's rent can give their attention to their work.
How the partnership works.
Three steps, and nothing to integrate.
- 01
Tell us about your organisation
A short form. No documents and no commitment, just the start of a conversation.
- 02
We set you up
Our partnerships team verifies your organisation and gives you a referral link to share, typically within 48 hours. No IT work needed.
- 03
Your staff apply
Employees apply through Afiewura. Once approved, we pay their year's rent upfront and they repay it in monthly instalments.
See what it could mean for your team.
A rough estimate of how many of your employees could use it, and how much rent Afiewura could finance for them.
Assumes about 40% of staff rent, and spend about 30% of their income on it. Every employee is assessed individually, so actual figures will differ.
Three ways to partner.
From a simple referral link to payroll deduction. Choose what fits your organisation.
Referral partner
Nothing to integrate
Share a referral link with your employees. We handle everything else: financing, verification and collection. The lightest-touch partnership.
Employer-direct
Payroll deduction
Set up optional payroll-deducted repayments. After 3 repayments, employees earn PLUS credit worth 4% of their financing interest, to spend on airtime and data.
Salary Connect
Salary routing
Employees route their salary through a partner bank and earn PLUS credit worth 3% of their financing interest, and a further 4% after 6 months.
What your employees get.
A benefit that changes how they pay for housing.
Monthly payments, not a lump sum
We pay the year's rent upfront. Your employee repays it in monthly instalments instead of raising it all at once.
Apply in about five minutes
Employees apply online with their Ghana Card and proof of income, and see every instalment before they sign.
Afiewura PLUS
PLUS members earn credit they can spend on airtime and data.
A record of paying rent on time
Every on-time repayment builds a track record of reliable rent payments with us.
What our clients say.
All reviews are checked by our team before they're published.
What happens next.
From the link you share to the rent being paid.
- 01
First
You share the link
Send your team the referral link. We give you a ready-to-send message for your internal comms.
- 02
Then
Employees apply
Staff apply online in about five minutes with their Ghana Card. We handle verification, risk assessment and financing; HR isn't involved.
- 03
Once approved
The rent is paid upfront
We pay the approved employee's year's rent upfront, so they can pay their landlord.
- 04
Every month
They repay in instalments
Your team repays monthly, with a reminder before every due date.
No. There is no cost and no financial risk to your organisation. Afiewura handles all financing, verification and repayment collection. You refer employees to the platform.
No. You share a referral link or point employees to Afiewura. Onboarding takes about 48 hours and involves no IT changes on your side. Payroll deduction is an option, never a requirement.
Afiewura verifies each applicant using their Ghana Card, employment confirmation and income, with an automated risk assessment. Employers are not involved in credit decisions.
Government agencies, public institutions, healthcare organisations, private companies, NGOs and educational institutions of any size across Ghana.
Once an employee is approved, Afiewura pays their year's rent upfront, to the employee, so they can pay their landlord. They then repay in monthly instalments, and see every instalment before they sign.
The financing is between Afiewura and the employee. If they leave, their repayment plan continues on its own. There is no obligation or liability for the employer.
Make housing a benefit your team can count on.
Tell us about your organisation. It takes two minutes, and there's no commitment.
We reply within 1–2 business days.